Amateur Sports

As amateurs we realise that your sport is played for enjoyment rather than earnings potential, however we have the ability to protect your income from your main occupation.

If the sport you play/participate in is detailed in the table below then you are eligible for cover. Please click on the link at the bottom of the page to get an instant quote.

Risk Categories for Different Sports

These tables below show you how we rate the risk associated with your chosen sport. Whichever of our Sports covers you choose, the sport you participate in will affect your premiums.

Sport – Category 1
Aerobics

Angling

Archery

Athletics

Badminton

Baseball

Basketball

Biking (not mountain biking)

Bowls

Canoeing (up to grade 3)

Cricket

Croquet

Cross country skiing

Curling

Cycling (Non competition cycling)

Darts

Dragon Boat Racing

Fell running

Fell walking

Fencing

Fishing (angling)

Fitness training

Fives

Floorball

Football (soccer) Non-League

Golf

Gym work

Handball

High diving

Hiking

Hill walking

Indoor cricket

Jogging

Kayaking (up to grade 3 / sea)

Keep fit training

Kite flying (traditional)

Korfball

Netball

Orienteering

Outrigger Canoeing (up to grade 3)

Racquet ball

Rafting (up to grade 3)

Rambling

Referee

Road running

Roller blading

Roller skating

Rounders

Rowing

Running

Snooker

Snorkeling

Softball

Spear fishing

Squash

Stoolball

Surfing

Swimming

Table Tennis

Ten pin bowling

Tennis

Trekking

Volleyball

Walking

Weight training

Wheelchair Basketball

Wheelchair bowls

Wheelchair curling

Windsurfing (inside 12m limit)

Sport – Category 2

Airsoft (Similar to Paintball)

Ballooning

Bicycle polo

Bouldering

Canoeing (grade 4 & 5)

Clay pigeon shooting

Climbing (with ropes &/or guides or bolted)

Dance

Flag American Football

Football (soccer) Conference

Football (soccer) Non-League – Wales

Football (soccer) Premier League – Wales

Football (soccer) Third Division – Scotland

Football Tours

Gymnastics

Historical

Fencing

Hockey

Horse riding (not competition)

Ice skating

Indoor climbing

In-line skating

Jousting

Judo

Karate (below brown belt)

Kayaking (grade 4 & 5)

Kendo

Kite buggying (single seat)

Kite surfing

Lacrosse

Land Yachting (single seat)

Marathon running

Mono skiing

Mountain biking – noncompetitive

Outrigger Canoeing (grade 4 & 5)

Paintball

Parascending

Pistol Shooting at targets

Pony trekking

Rafting (grade 4 & 5)

Rifle shooting

Rock climbing (not mountaineering)

Roller hockey

Sand yachting (single seat)

Skateboarding

Sports climbing

Surf Kayaking

Surf Boat RowingSurfskiing

Telemark skiing

Tobogganing

Touch Rugby

Tough Guy

Trekking peaks

Triathlon (not Ironman)

Wakeboarding

Water polo

Water skiing

Wheelchair Rugby

Sport – Category 3
American footballAmerican WrestlingBMX freestyle

BMX racing

Bobsleigh

Boxing

Canoeing (above grade 5)

Canyoning

Caving

Climbing (cliff/ice)

Football (soccer) First Division – Scotland

Football (soccer) League 1

Football (soccer) League 2

Football (soccer) Second Division – Scotland

Free diving

Gaelic footballHorse riding (competition)Horseback Archery

Horseball

Hunting (on horseback)

Hurling

Ice climbing

Ice hockey

Karate – brown belt and above

Kayaking (above grade 5)

Kick boxing

Kite landboarding

Krav Maga

Land surfing

Luge (does not include the Cresta Run)

Modern PentathlonMountain biking – competitionMountain boarding

Mountain climbing

Mountaineering (with ropes &/or guides)

Old mine exploration

Outrigger Canoeing (above grade 5)

Polo

Polocrosse

Pony mounted games

Potholing

Power lifting

Quad bike riding (under 250cc)

Rafting (above grade 5)

Ranch Activities

Roller DerbyRugby League (Amateur)Rugby Union (Amateur)

Saddlechariots

Short track Speedskating

Skeleton luge

Ski bobbing

Snow blading

Snow boarding (see also off-piste)

Snow shoeing

Strongman

Trampolining

Weight lifting – Gym work not Power lifting

Wrestling

Sport – Category 4
Alpine skiing (see also off-piste)Alpine skiing (see also off-piste)Cycling (Professional)

Cycling (Amateur Competition)

Downhill skiing (see also off-piste)

Hang gliding

ParachutingParaglidingPowerbocking

Rugby League (Semi-Pro / Pro)

Rugby Union (Semi-Pro / Pro)

Ski acrobatics

Ski jumpingSki racingSki randonee

Ski stunting

Ski touring

Skiing (downhill – see also off-piste)

SkydivingStreet LugeSub Aqua (Scuba Diving)

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